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SAFETY TIPS FOR DRIVING AT NIGHT
SAFETY TIPS FOR WORK
RULES FOR USE OF A WEAPON
SAFETY TIPS FOR HOME
SAFETY TIPS FOR SHOPPING
CHILDREN SAFETY BELTS
REQUIRING SAFETY BELTS
IDENTITY THEFT FRAUD
FRAUD SIGNS
SAFETY TIPS FOR DRIVING AT NIGHT
1. Plan your trip ahead of time, know where you're going and tell someone your route.
2. Carry a white flag, flashlight, cloth, first aid kit, and CALL POLICE sign.
3. Keep doors locked.
4. If stopped by police:
• Wait for siren if you're unsure.
• Stop in a well lighted area.
• Don't roll your window down.
• Leave your car running.
• Don't unlock your door.
• Ask for identification.
• Pull into a store or lighted residence and blow the horn if you're unsure.
• Don't speed up or try to elude the officer.
5. If you break down at night, put out a flag or cloth.
• Don't get out of your car.
• Have someone call police or wrecker, don't except a ride from them.
• If stranded in a dangerous area, get out of your car and move to safe position.
• Utilize flashers.
SAFETY TIPS FOR WORK
1. Don't be in the business alone.
2. Don't leave business at night alone.
3. Make sure outside is well lighted and lights are in working order.
4. Don't carry money out at night.
5. Be observant of surroundings and suspicious people.
6. Change your work habits.
7. Don't leave business with hands full.
8. Keep keys in your hand.
9. Don't keep a lot of cash visible.
10. Don't let anyone know you're in the business alone.
11. Call police if you need them.
12. If approached by a robber, do exactly what you're told.
1. Are you willing to use it?
2. Do you know how to use it?
3. Is it available?
GOLDEN RULES FOR DEFENSIVE LIVING
• Develop a positive attitude
• Formulate a plan of attack
• Pay attention to your "gut" instinct and obey it
1. Lock doors and windows with heavy bolts. If you lose your keys, have the locks changed ASAP!
2. Get to know a neighbor you can trust.
3. List only first initial and last name on mailbox, door, and in the phone book.
4. Use a peep hole to identify guest -- never allow anyone into your house without identification
5. If you let someone in by mistake, never let them know you're alone.
6. Be aware of places people can hide like under stairs and doorways.
7. Have your house keys in hand before you get out of the car.
8. If you suspect someone is following you, make a detour and go to a neighbors house.
9. Check your residence for break-ins before going inside.
10. Make sure your home is secure when you leave.
11. Leave lights on if you are going to come home late.
12. Leave a vehicle in the driveway if you are going out of town.
13. Have your mail and paper picked up.
14. Use lights with a timer.
15. Keep bushes trimmed and outside lights in proper working order.
16. Have a male leave your greeting on your answering machine.
17. Be careful of people selling items over the phone.
18. Have someone stay at your residence during a funeral or wedding.
19. Be careful of who learns your vacation plans. Don't discuss plans in public.
20. Be observant of suspicious people.
1. Walk at a steady pace. Look like you know where you're going.
2. Plan your route in advance. Avoid dark places. Keep away from doorways, and alleys.
3. Don't walk alone if you're depressed, exhausted or intoxicated.
4. If you feel like you're being followed, get away fast. Change directions. Head for populated areas.
5. Scream if you need help and don't stop yelling.
6. If you need help in a hurry, don't ring the doorbell, break a window in a lighted house.
7. If you're waiting for a ride, stand balanced, keep your hands free.
8. If someone stops and asks for direction, don't stand too close to the door.
9. DRESS FOR FREEDOM OF MOVEMENT
1. Park in a well lighted area. Check surroundings before getting out.
2. Lock car doors.
3. Don't walk out of the store alone, or go in alone.
4. Have car keys in your hand.
5. Check car before getting in -- especially the back seat.
6. Lock doors once inside.
7. Don't display a lot of money, keep money in different places.
8. Carry pocketbook securely and keep it zipped. Don't leave it unattended.
9. Take packages out to your car if you plan to do a lot of shopping.
10. Walk with confidence.
Every person operating a motor vehicle equipped with safety belts who is transporting a child under the age of 5 years on roadways, streets or highways of this State, shall be responsible for the protection of the child by properly using a child passenger restraint system that complies with the federal motor vehicle safety standard applicable when it was manufactured, or where the child is 18 months of age or more but under 5 years or age by securing the child with a safety belt in a rear seat. If there are no rear seats, a child restraint system must be used. In no event shall failure to wear a child passenger restraint system be considered as contributory negligence, nor shall the failure to wear the child passenger restraint system be admissible as evidence in the trial of any civil action.
No person shall sell or operate any passenger automobile manufactured after July 1, 1966, and registered in the State unless such passenger automobile is equipped with at least two sets of seat safety belts for the front seat of the passenger automobile and the anchorage units necessary for their attachment or other suitable restraining device. Such seat safety belts and anchorage units or such restraining device shall be of a type approved by the Director of the Division of Motor Vehicles in the Department of Law and Public Safety, and in making any such approval the director shall be guided by the specifications of the Society of Automotive Engineers and the standards of the Federal Department of Transportation.
Children under five years of age and except as provided in subsection b. of this section for passengers who are at least five years of age but less than 18 years of age, each driver and front seat passenger of a passenger automobile operated on a street or highway in this State shall wear a properly adjusted and fastened safety seat belt system as defined by Federal Motor Vehicle Safety Standard Number 209.
The driver of a passenger automobile shall secure or cause to be secured in a properly adjusted and fastened safety seat belt system, as defined by Federal Motor Vehicle Safety Standard Number 209, any passenger in the front seat who is at least five years of age but less than 18 years of age.
Identity Theft Fraud is one of the fastest growing financial crimes occurring in the United States that often causes detrimental results against an individual's credit history that can take years to correct. You have either been a victim of identity theft or a crime that could lead to identity theft. We recommend you take the following precautionary steps to prevent your financial assets from being accessed and your credit from being ruined. It is very important keep a journal of all calls, correspondence and other records with your creditors, bank and utility/services.
The signs can vary, but typical indicators of fraud and/or stolen identity include:
1. One of your creditors informs you that they have received an application for credit with your name and Social Security number.
2. Incoming calls or letters state that you have been approved or denied by a creditor to which you never applied.
3. You receive credit card, utility, or telephone statements in your name and address for which you never applied.
4. You no longer receive your credit card statements, or you notice that not all of your mail is delivered to you.
5. Your credit card statement includes unusual purchases.
6. A collection agency tells you they are collecting for a defaulted account established with your identity, but you never opened the account.
Here are some ways that identity thieves work:
1. They open a new credit card account using your name, date of birth, and Social Security number. 2. When they use the credit card and don't pay the bills, the delinquent account is reported on your credit report.
3. They call your credit card issuer and pretending to be you, change the mailing address on your credit card account. Then, your imposter runs up charges on your account. Because your bills are being sent to the new address, you may not immediately realize there's a problem.
4. They establish cellular phone service in your name.
5. They open a bank account in your name and write bad checks on that account.
6. To be certain you do not become responsible for the debts incurred by an identity thief, contact all three major credit bureaus and each of your creditors to have a fraud alert placed on your accounts. In addition, send a letter to each of these agencies verifying your request.
The three major credit bureaus are:
Equifax 1-800-525-6285 www.equifax.com
PO Box 740241, Atlanta, GA 30374-0241
Experian 1-888-397-3742 www.experian.com
PO Box 1017, Allen, TX 75013
TransUnion 1-800-680-7289 www.tuc.com
PO Box 6790, Fullerton, CA 92634
File a complaint with the Federal Trade Commission at 1-877-438-4338 or online at www.consumer.gov/idtheft. An identify theft affidavit is available on this website and may be required by creditors.If checks, ATM or debit cards are stolen, notify your bank immediately to have payments stopped on unauthorized uses and new accounts opened. If your driver's license, social security card or other personal information is stolen, contact the respective agency immediately including the post office.
Credit Card Companies:
* American Express 1-800-528-4800
* Discover 1-800-347-2683
* MasterCard 1-800-622-7747
* Visa 1-800-847-2911
